HELP is an insurance and risk management programme designed to provide comprehensive cover for complex operations in hostile environments. HELP is underwritten at Lloyd’s by syndicates which have been writing specialist security related operations for years and are experts in their field. HELP products are available via all Lloyd’s Brokers – ask your broker today for further information on the insurance products we offer.
The HELP team is able to provide you with authoritative advice on purchasing insurance products including Professional Indemnity, General Liability and Employer’s Liability. Within the HELP facility we can extend coverage to address Products, Auto and Cyber Liability exposures.
Some companies may inadvertently have purchased policies that have coverage gaps in areas such as War & Terrorism and/or Political Violence Exclusions, Innocent Insured Clauses, Overseas work and claims exclusion, Reasonable Force Exclusion, Independent Contractors Clause, Vicarious Coverage, Professional Services Definition, and Land and Sea Operations.
These exposures may be addressed through insurance policies and expert services accessible through HELP. We can help you navigate these liabilities and exclusions to ensure you get the coverage you need.